July-2012 Rebalancing Update
Readers will recall from last month that we had our first month in which one of the funds reached its maximum allowable drift from the desired allocation. The International Index Fund was at 35% of the total portfolio (down 5% from the desired 40% allocation). The end of July marks the second month. If the [...]
Vanguard Index Fund Rebalancing Results
Last week I posted an article describing how I was going to rebalance my daughter’s 529 college savings plan. I have two primary reasons for rebalancing. First, I want to keep the asset allocation close to my original asset allocation of 70% stocks and 30% bonds. Second (and similar to the first reason), I do [...]
Vanguard 529 College Savings Plan Rebalancing Strategy
I would like to take a few minutes to discuss my rebalancing strategy. Rebalancing is when you return your portfolio back to the original or desired asset allocation. Typically, one or two holdings will outperform the other holdings, which means the outperforming holdings eventually will represent a larger percentage of the total portfolio than they [...]
The Check Has Been Sent!
The decision has been made and the check has been sent. I went with Vanguard, where I could pick my own index funds. One disadvantage of Vanguard is the minimum starting balance of $3,000. I wish the company would lower that for 529 plans. The starting balance for all three portfolios will be $3,100, which [...]
About
Follow along as I test three portfolios against each other—using my own money! You have read the investment blogs, now see these theories in action.
SUBSCRIBE TO MY FEED
Subscribe via Email
Search
Join U Promise for FREE
Over the three years, we have earned over $220 with Upromise. Never turn down free money! Please click on the above banner to join for free.