Options for Student Loan Debt
Even with the best planning, student loans may be the only option for a lot of people. The best way to pay off a student loan is to put together an appropriate budget, that includes payments toward these debts. To make payments, this requires income, which usually means a job. Jobs are not all that easy to [...]
Memorial Day 2012 Reading
Happy Memorial Day, everyone. I hope you have some fun and relaxing plans for the long weekend. On my “to-do” list is to catch up on my posts and 529 performance. I hope to get the last couple of months updated for you. In the meantime, here are some quick articles to read over the weekend [...]
Best 2012 Stocks Contest — Diversified ETF Portfolio
As you may be aware, I am not the only investment or financial blogger on the web! The web has provided such a great resource for everyone interested in investing; the collaboration is incredible. The Financial Blogger has a yearly contest in which other bloggers develop portfolios of four stocks that they think will outperform the market in that [...]
Inflation: The Killer of Investment Returns
We know what inflation is: the rising of prices. If you had $20 today and put it under your mattress, 20 years from now, that $20 would have a lot less buying power. Let’s look at an example. The government tracks inflation in order to make adjustments to Social Security. Its inflation metric is called the [...]
Free Money from Upromise!
Good news: Genevieve got her first Upromise deposit into her 529 college savings account. We had previously linked our Upromise account to her Vanguard 529 college savings plan and set the transfer minimum with Upromise to $50. Upromise makes transfers only once a quarter. When we hit $50 in our Upromise account, the transfer was [...]
President Obama Uses Low Cost Index Funds and Age Based 529 College Savings Plans
Interesting article that reviews President Obama’s 2010 tax return. What is even more interesting is the comparison to Vice President Joe Biden’s return. In regards to personal finances, President Obama & I appear to be on the same page. President Obama is debt free. He invests in low-cost index funds (namely the Vanguard S&P 500 [...]
$500 Dividend Stock Strategy
So, today in the car I heard an ad for a contest at the local mall for child spokes models. They want parents to bring their 12- or 13-year-old children to the mall for an audition to become the spokesperson for their summer marketing campaign. The prize for winning is meeting and working with some [...]
Interesting Reading: Mutual Funds vs. Index Funds
Here is a article I enjoyed this week: Daily Ticker: Most Mutual Funds Are Ripping You Off, Says IFA’s Mark Hebner Keep in mind, Mark Hebner is the CEO of a company that sells only index fund (competes directly with Vanguard). Search YouTube (IFA Channel) and Google for IFA and you will get plenty of [...]
Boost Your 529 College Savings Plan With Upromise
Click on the Upromise banner to open your Upromise account! When saving for your child’s college education, every little bit of extra cash helps. One way to get a little bit of extra cash is through Upromise. Upromise is a free service that helps you get money for college bills and student loans from the [...]
Vanguard Index Fund Rebalancing Results
Last week I posted an article describing how I was going to rebalance my daughter’s 529 college savings plan. I have two primary reasons for rebalancing. First, I want to keep the asset allocation close to my original asset allocation of 70% stocks and 30% bonds. Second (and similar to the first reason), I do [...]
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Follow along as I test three portfolios against each other—using my own money! You have read the investment blogs, now see these theories in action.
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